👩💼
Loan15–25 days
Stand-Up India
Bank loans for SC/ST and women entrepreneurs
Loan
Category
₹1Cr
Max Loan
15–25 days
Timeline
95%
Success Rate
About This Scheme
Stand-Up India scheme facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sector.
Eligibility Criteria
- 1SC/ST and/or Women entrepreneurs
- 2Above 18 years of age
- 3For greenfield (new) enterprise only
- 4Borrower should not be in default to any bank
- 5In case of non-individual, 51% shareholding by SC/ST/Woman
Key Benefits
Benefit 1
Composite loan from ₹10 lakh to ₹1 crore
Benefit 2
Covers 75% of project cost as term loan
Benefit 3
Working capital included
Benefit 4
Repayment period up to 7 years
Benefit 5
Margin money of 25% (can be subsidized)
Application Process
1
Step 1
Check eligibility on Stand-Up India portal
2
Step 2
Apply online and generate application ID
3
Step 3
Visit nearest bank branch
4
Step 4
Submit documents for verification
5
Step 5
Loan sanction and disbursement
Exclusive MSME Access
Ready to scale your
Business Infrastructure?
Secure your roadmap from idea to IPO with India's most trusted MSME consultants.
✓ No Collateral✓ Fast Track✓ Expert Support
