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Loan15–25 days
NAIF Scheme
Affordable financing for agricultural infrastructure with 3% interest subvention
Loan
Category
₹2Cr
Max Loan
15–25 days
Timeline
95%
Success Rate
About This Scheme
The National Agri Infra Financing Facility (NAIF) enables affordable financing for agricultural infrastructure such as cold storage, warehouses, processing units, and modern farming systems with 3% interest subvention.
Eligibility Criteria
- 1FPOs (Farmer Producer Organizations)
- 2Private companies in agriculture sector
- 3Individual entrepreneurs
- 4Startups in agri-sector
- 5MSMEs in agriculture-related processing
Key Benefits
Benefit 1
3% interest subvention on loans
Benefit 2
Loan up to ₹2 Crore
Benefit 3
7-year repayment tenure
Benefit 4
2-year moratorium period
Benefit 5
Multiple lending institutions available
Application Process
1
Step 1
Prepare detailed project report (DPR)
2
Step 2
Eligibility check by lender
3
Step 3
Submit application with documents
4
Step 4
Loan sanctioning and approval
5
Step 5
Disbursement as per project milestones
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